(707) 401-8080

Golden Bear Financial

Call Now! (707) 401-8080
Make An AppointmentAbout Us

Our Services

For Borrowers

For Brokers

For Investors/Lenders


Why choose us?
Our primary focus is to help those who need it. We realize that there are many people who are not able to get a regular mortgage for many different reasons. Having this experience ourselves, we understand that it can be difficult, frustrating and sometimes embarrassing to get turned down for a mortgage.

About Us


Golden Financial Alternative Lending Division was started by Todd Wilson after many years working in the mortgage industry. Getting his real estate license in 2001, Todd immediately began working on mortgages with a focus on hard money and alternative lending.

He quickly became a top producer in the brokerage where he worked. Then, looking to start something new, he ventured out on his own in 2007, just before the market imploded.

Real people. Real result.

“Working with Todd has been a dream! He is attentive, friendly, fully understands our needs, and provides everything that we could wish for. We highly recommend Todd Wilson!”

– M. C.

Business News & Resources

Bridge Loans – What Are They?

Bridge Loans – What Are They?

What is a Bridge Loan? There is a common misconception that a bridge loan is just a short term loan. Correctly defined, a bridge loan is where someone is buying one property before selling another one and they need to get a short term loan until they sell the property...

Creative Financing

Creative Financing

Most people think that hard money loans (also known as private money loans) qualify as creative financing. But the truth is that just because a loan is hard money, it doesn't mean that it's creative. Someone who has bad credit or a property that is in poor condition...

How To Get A Mortgage With Bad Credit

How To Get A Mortgage With Bad Credit

The banks will tell you that if you don't have perfect credit, you can't buy a home. This is false. There are actually many different ways to buy real estate when you have bad credit. The fact is that there are many different loan programs available, not just the ones...

1 Step 1
Send us a message
reCaptcha v3
FormCraft - WordPress form builder



(707) 401-8080


14-C Healdsburg Ave Healdsburg, CA 95448